Barnum Financial Group
David runs a diversified financial services practice emphasizing holistic planning that integrates investments and risk management. A key area of focus for David is working with families who have a dependent with special needs.
David combines the principals of traditional financial planning with a deep understanding of the additional considerations families with a dependent with special needs face. He understands the importance of structuring a plan that assures dependents remain eligible for government programs. David has extensive experience with special needs trusts, as well as guardianship issues and other legal matters that need to be taken into consideration.
A key component of David’s approach is helping families have the knowledge they need to make informed choices for their dependent with confidence. He guides all his clients through a process that both educates and empowers, taking the time to explain his recommendations and how they integrate with other facets of their overall financial management plan.
David is a member of MassMutual's Special Care Planning group, a division dedicated to helping families take the steps to provide a lifetime of care and quality for dependents with special needs. David has the support of a network of consultants that are experienced and trained in advanced planning strategies. He also has a team of outside legal and tax advisors available to work with clients if they do not already have advisors in place.
A lifelong learner, David has earned a number of industry designations. David recently earned the Chartered Special Needs Consultant (ChSNC®) from the American College in Byrn Mawr, PA. The extensive coursework covers government programs, tax and legal planning as well as life care planning for individuals with disabilities and their families. In addition, David has the Certified Life Underwriter (CLU®) designation for individuals who specialize in life insurance and estate planning and the Chartered Financial Consultant (ChFC®) designation focusing on the advanced financial planning needs of professionals and small business owners. David holds numerous industry licenses including life, accident, and health insurance, as well as property and casualty insurance.
David began his career in financial services over 20 years ago. He previously served as a portfolio and money manager with Capital Builders Advisory Services of New York. David joined the MetLife family in 1990. In July 2016 David joined MassMutual to continue working on behalf of his clients and their families. Because of his dedication and commitment, David is recognized as one of the top advisors in the Barnum Financial Group organization.
A lifelong resident of Rockland County, New York, David resides in New City with his wife Anita. They are proud parents of three grown children. David is a member of the Society of Financial Service Professionals and is an active member of the community. He is the board president of the Rockland Independent Living Center and a volunteer with the Westchester Chapter of the Hearing Loss Association of America. In his spare time, David enjoys working on his vintage Mustang, traveling and following his favorite sports teams.